Home Loans for First Home Buyers

Smartline Mandurah

First Home Buyer? Smartline Mandurah can help you

First Home Owner Grant

State and Territory Governments have a scheme to provide eligible applicants a personal one-off grant of either $10,000 to build a new or buy a never lived in home or $3000 for a home that has been lived in, to provide financial assistance to Australians buying their first homes. This is generally referred to as First Home Owner Grant (or FHOG)

Who is eligible for the First Home Owner Grant?

The First Home Owner Grant is available to people buying or building their first home and who meet the following criteria:

  • Be a natural person (i.e. not applying as a company or trust) and be at least 18 years of age.
  • Never owned and/or occupied a home before (there are some specific dates that need to be considered here).
  • Must be an Australian citizen.
  • Must reside in the home as your principal place of residence for a continuous period of at least 6 months commencing within 12 months of completion of the eligible transaction.

Further terms and conditions may apply.

We can help you lodge an application to receive your grant. To learn more about the First Home Owner Grant and borrowing for your first home, talk to us today.

Our expert mortgage brokers can help you lodge an application with an approved agent. To learn more about borrowing for your first home and the First Home Owner Grant, talk to your local broker today.

Complete a Finance Health Check and find out how much you can borrow.