Self-Managed Super Fund Loans

Smartline Mandurah

Self-Managed Super? Smartline Mandurah can help you

Self Managed Super Fund (SMSF) loans

In most cases property can be purchased with a loan from your SMSF.  This should be a consideration when establishing your SMSF as it needs to fit with your SMSF investment strategy. For instance, your SMSF Trust Deed needs to express a power to borrow.

The majority of lenders require a larger deposit for a loan within a SMSF; they all differ but a 30% deposit is normal.

In most cases your SMSF should show a constant return or income large enough to service or pay off the loan.

The fees charged by the bank are always significantly higher when lending funds with a SMSF. Always calculate your overall expected costs over the holding period to estimate your costs.

As with all loans every bank has a different criterion as you have different needs or wants.  

Call us for an obligation free consultation on borrowing within your SMSF prior to signing and offer to purchase – it could save you thousands of hard-earned dollars and a lot of time and energy.