Latest Mortgage and Finance News

If you, or someone you know, is considering getting a foot onto the property ladder for the first time in 2019, you may be eligible for some pretty sweet financial incentives offered by our state government. In WA, the First Home Owner Grant (FHOG) provides eligible...

So, you’ve decided to buy a house. Choosing between polished wood and carpet is one thing. Getting your head around the logistics of financing your house is a whole other ball game. To give you a head start, we take you through some key mortgage terms. Mortgage Let’s...

  With prices stubbornly high around the country, more under 40s Australians are teaming up with friends or family members to buy their first property. It can be a win-win for both parties. Having someone else stump up half the deposit and share the expenses and...

  Saving for your first home is a big hurdle. A guarantor though, can help you enter the housing market. A guarantor is a close family member who guarantees the security of your loan using equity in their house. Your loan is secured by both the property you are...

  There are lots of great things about working for yourself. You get to start work and knock off when you decide. You are your own boss! But how does being self-employed affect you getting a mortgage? Here, we help you navigate the process. Get your paperwork in order...

Business lending, Mandurah Buying a business is a big and exciting commitment and, in most cases, an investment that will shape your life. If you’ve decided to start your own business Smartline Personal Mortgage Advisers @ 8 Sholl Street Mandurah provide the best...

Cash Flow Lending Do you want to grow your business, develop new products or invest in new equipment?  Don't let irregular cash flow stand in your way. Brad Kenworthy at Smartline Mandurah is a Cash Flow Lending Specialists and can help you to access the money you...

      Have you ever bought anything on hire-purchase and had that feeling of trepidation when the salesperson goes to get approval from the loan company and you're left wondering whether it'll be a yes or a no? An uncomfortable and potentially embarrassing moment...

In Mandurah we love to build and renovate houses. If you’ve been inspired by The Block and want to build your own home, the type of home loan that you’ll need will differ from those buying existing properties. On the surface, construction loans can look a bit...

Are you on a variable rate home loan? If so, chances are your bank has tried to increase your interest rate at some point. Even if the Reserve Bank keep rates on hold, banks still have the ability to increase your rate whenever they choose. Normally the rate will only...