Home Loans for Self-Employed

Smartline Mandurah

Self-Employed? Smartline Mandurah can help you

Self Employed Home Loans

If you’re self employed and are trying to get a mortgage or loan – we understand your situation.

Being self employed can provide some challenges when seeking a loan to purchase a home, investment property or to refinance your existing property.

Self employed people generally don’t have the same income pattern or financial structure as PAYG employees. In these situations a low doc loan may be worth considering. These loans enable you to self-certify your income without the need to provide the lender with your full financial details. The downside to this flexibility is that low doc loans may require a more substantial deposit and may attract a higher interest rate or additional fees and charges.

If you are self employed contact your local finance broker to discuss what loan options are best suited to your circumstances.